Most employers are familiar with the federal COBRA law. However, many may not be aware that most states have also passed their own version of COBRA, popularly called mini-COBRA laws. While many of these laws are similar to federal COBRA, there can be important differences.
What employers have to comply with Kansas mini-COBRA?
Kansas mini-COBRA applies to employer group health plans. Plans subject to federal COBRA are excluded.
What are the qualifying events?
Kansas mini-COBRA has one qualifying event - termination of insurance for any reason, including termination of the group policy. Continuation coverage generally lasts for 18 months.
Who is a qualified beneficiary?
A qualified beneficiary is an employee and their spouse or eligible dependents that have been covered for at least three months before termination.
Are there notice requirements?
The employer or the carrier must notify all employees and dependents of their rights with “reasonable notice of their rights” when they experience a qualifying event.